/* Upnova Debt Solutions — site styles. Large, high-contrast and touch-friendly for older readers. */
[hidden]{display:none!important}
:root{
  --green:#0B4A3E; --green-dk:#073329; --green-soft:#E1EDE9; --mint:#F1F6F4; --line:#D3E0DC; --line2:#B9CBC7;
  --orange:#F2994A; --orange-dk:#E07F2A; --ink:#10262A; --ink2:#26393C; --muted:#3A4F52; --white:#FFFFFF;
  --head:'Plus Jakarta Sans', Arial, sans-serif; --body:'Atkinson Hyperlegible', Arial, sans-serif;
  --radius:18px; --wrap:1200px;
}
html{font-size:20px;-webkit-text-size-adjust:100%}
html.big{font-size:23px}
@media (max-width:700px){html{font-size:19px}html.big{font-size:22px}}
*,*::before,*::after{box-sizing:border-box}
body{margin:0;background:var(--white);color:var(--ink);font-family:var(--body);font-size:1.05rem;line-height:1.6}
img{max-width:100%;display:block}
a{color:var(--green)}a:hover{color:var(--green-dk)}
:focus-visible{outline:4px solid var(--orange);outline-offset:3px;border-radius:6px}
h1,h2,h3{font-family:var(--head);font-weight:800;line-height:1.15;margin:0;color:inherit}
h1{font-size:2.8rem;letter-spacing:-.02em}
h2{font-size:2.1rem}
h3{font-size:1.3rem}
p{margin:0}
.wrap{max-width:var(--wrap);margin:0 auto;padding:0 1.2rem}
.narrow{max-width:900px}
.skip{position:absolute;left:-9999px}.skip:focus{left:1rem;top:1rem;z-index:99;background:#fff;padding:.6rem 1rem}
.lead{font-size:1.15rem;color:var(--ink2)}
.muted{color:var(--ink2)}
.small{font-size:.85rem}
.eyebrow{font-size:.95rem;font-weight:700;color:var(--green)}
.stack{display:flex;flex-direction:column;gap:1.2rem}
.stack-s{display:flex;flex-direction:column;gap:.6rem}
section{padding:3.6rem 0}
.bg-mint{background:var(--mint)}
.bg-green{background:var(--green);color:#fff}
.bg-green .muted,.bg-green .lead{color:#D7E8E3}

/* top phone bar */
.topbar{background:var(--green);color:#fff;font-size:.95rem}
.topbar .wrap{display:flex;flex-wrap:wrap;justify-content:space-between;align-items:center;gap:.4rem 1rem;padding-top:.5rem;padding-bottom:.5rem}
.topbar a{color:#fff;font-weight:700;font-size:1.1rem;text-decoration:none;display:inline-flex;align-items:center;gap:.5rem;min-height:44px}
.topbar svg{stroke:#FFC77D}

/* header */
.site-header{border-bottom:2px solid #E1E8E6;background:#fff}
.site-header .wrap{display:flex;flex-wrap:wrap;align-items:center;justify-content:space-between;gap:1rem;padding-top:1rem;padding-bottom:1rem}
.brand{display:flex;align-items:center;gap:.6rem;text-decoration:none;color:var(--ink)}
.brand-name{display:flex;flex-direction:column;line-height:1}
.brand-name b{font-family:var(--head);font-size:1.5rem;font-weight:800;letter-spacing:-.02em}
.brand-name span{font-size:.7rem;letter-spacing:.12em;text-transform:uppercase;color:var(--muted);margin-top:.3rem}
.nav{display:flex;flex-wrap:wrap;gap:.4rem 1.5rem;font-weight:700}
.nav a{color:var(--ink);text-decoration:none;padding:.4rem 0;min-height:44px;display:inline-flex;align-items:center;border-bottom:3px solid transparent}
.nav a:hover,.nav a[aria-current=page]{border-bottom-color:var(--orange)}
.tools{display:flex;gap:.5rem;align-items:center}
.btn-text{font:inherit;font-weight:700;font-size:1rem;background:#fff;color:var(--ink);border:2px solid #C5D3D0;border-radius:12px;min-height:48px;padding:0 .8rem;cursor:pointer}
.btn-text[aria-pressed=true]{background:var(--green-soft);border-color:var(--green)}
.menu-btn{display:none}
@media (max-width:900px){
  .menu-btn{display:inline-flex;align-items:center}
  .nav{display:none;width:100%;flex-direction:column;gap:0;border-top:2px solid #E1E8E6;padding-top:.4rem}
  .nav.open{display:flex}
  .nav a{font-size:1.15rem;min-height:56px;border-bottom:1px solid #E1E8E6}
}

/* buttons */
.btn{display:inline-flex;align-items:center;justify-content:center;gap:.7rem;font:inherit;font-weight:700;font-size:1.05rem;text-decoration:none;border-radius:16px;min-height:64px;padding:.5rem 1.4rem;cursor:pointer;border:2px solid transparent;text-align:center}
.btn-call{background:var(--orange);color:var(--ink)}.btn-call:hover{background:var(--orange-dk);color:var(--ink)}
.btn-primary{background:var(--green);color:#fff}.btn-primary:hover{background:var(--green-dk);color:#fff}
.btn-outline{background:#fff;color:var(--green);border-color:var(--green)}.btn-outline:hover{background:var(--green-soft)}
.btn-block{display:flex;width:100%}
.btn-big{min-height:78px;border-radius:18px}
.btn-big .two{display:flex;flex-direction:column;line-height:1.2;text-align:left}
.btn-big .two small{font-size:.9rem}
.btn-big .two b{font-family:var(--head);font-size:1.5rem;font-weight:800}
.btn[disabled]{opacity:.55;cursor:not-allowed}

/* hero */
.hero{background:var(--mint);padding:3.2rem 0 3.6rem}
.hero .wrap{display:flex;flex-wrap:wrap;gap:2.4rem;align-items:center}
.hero-text{flex:999 1 520px;min-width:0;display:flex;flex-direction:column;gap:1.2rem}
.hero-side{flex:1 1 360px;min-width:0;display:flex;flex-direction:column;gap:.8rem}
.hero-ctas{display:flex;flex-direction:column;gap:.7rem;max-width:480px}
.hero-photo{aspect-ratio:4/3;border-radius:24px;overflow:hidden;background:#DDE8E5;box-shadow:0 18px 44px rgba(16,38,42,.16)}
.hero-photo img{width:100%;height:100%;object-fit:cover;object-position:50% 30%}
.note-card{background:#fff;border-radius:18px;padding:.9rem 1rem;display:flex;gap:.7rem;align-items:center;box-shadow:0 10px 30px rgba(16,38,42,.10);font-size:.95rem}
.note-card svg{flex:none}
.page-hero{background:var(--mint);padding:3rem 0}
.page-hero .wrap{display:flex;flex-direction:column;gap:.9rem;max-width:900px;margin-left:auto;margin-right:auto}
.page-hero h1{font-size:2.5rem}
@media (max-width:700px){h1,.page-hero h1{font-size:2.05rem}h2{font-size:1.65rem}section{padding:2.6rem 0}.hero{padding:2rem 0 2.6rem}}

/* checks row */
.checks{border-bottom:2px solid #E1E8E6;padding:1.5rem 0}
.checks .wrap{display:grid;grid-template-columns:repeat(auto-fit,minmax(240px,1fr));gap:1rem;font-weight:700}
.check{display:flex;gap:.6rem;align-items:center}
.check svg{flex:none}

/* cards */
.grid{display:grid;gap:1rem;grid-template-columns:repeat(auto-fit,minmax(260px,1fr))}
.grid-3{grid-template-columns:repeat(auto-fit,minmax(300px,1fr));gap:1.2rem}
.quote-card{text-decoration:none;color:var(--ink);background:var(--mint);border:2px solid var(--line);border-radius:20px;padding:1.4rem;display:flex;flex-direction:column;gap:.5rem;min-height:9rem}
.quote-card:hover{border-color:var(--green);color:var(--ink)}
.quote-card b{font-family:var(--head);font-size:1.2rem;font-weight:800}
.quote-card span{font-size:.95rem;color:var(--ink2)}
.quote-card em{font-style:normal;font-weight:700;color:var(--green);margin-top:auto}
.card{background:#fff;color:var(--ink);border-radius:22px;padding:1.6rem;display:flex;flex-direction:column;gap:.6rem}
.card.line{border:2px solid var(--line)}
.card h3{font-size:1.3rem}
.card p{color:var(--ink2)}
.card .tag{align-self:flex-start;font-size:.8rem;font-weight:700;background:var(--green-soft);color:var(--green);border-radius:999px;padding:.15rem .7rem}

/* steps */
.steps{margin:0;padding:0;list-style:none;display:grid;grid-template-columns:repeat(auto-fit,minmax(280px,1fr));gap:1.6rem}
.steps li{display:flex;flex-direction:column;gap:.6rem}
.num{width:60px;height:60px;border-radius:30px;background:var(--orange);color:var(--ink);font-family:var(--head);font-weight:800;font-size:1.3rem;display:flex;align-items:center;justify-content:center}
.steps b{font-family:var(--head);font-size:1.25rem;font-weight:800}
.steps span{color:var(--ink2)}

/* schedule */
.sched .wrap{display:flex;flex-wrap:wrap;gap:2rem;align-items:center}
.sched-text{flex:999 1 440px;min-width:0;display:flex;flex-direction:column;gap:.7rem}
.sched-pick{flex:1 1 360px;display:flex;flex-direction:column;gap:.6rem}
.seg{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:.5rem}
.seg button{font:inherit;font-weight:700;font-size:1rem;background:#fff;color:var(--ink);border:2px solid #C5D3D0;border-radius:14px;min-height:60px;cursor:pointer}
.seg button[aria-pressed=true]{background:var(--green);color:#fff;border-color:var(--green)}

/* faq */
.faq{display:flex;flex-direction:column;gap:.7rem}
.faq details{border:2px solid var(--line);border-radius:16px;padding:.9rem 1.1rem;background:#fff}
.faq summary{font-weight:700;font-size:1.1rem;cursor:pointer;min-height:32px;list-style-position:outside}
.faq details p{margin-top:.6rem;color:var(--ink2)}
.faq details[open]{border-color:var(--green)}

/* call band */
.callband .wrap{display:flex;flex-wrap:wrap;align-items:center;justify-content:space-between;gap:1.2rem}
.callband .btn{font-family:var(--head);font-weight:800;font-size:1.5rem;min-height:72px;padding:.5rem 1.6rem}

/* prose (legal pages) */
.prose{max-width:820px;margin:0 auto}
.prose h2{font-size:1.5rem;margin:2rem 0 .6rem}
.prose h3{font-size:1.15rem;margin:1.4rem 0 .4rem}
.prose p,.prose li{color:var(--ink2)}
.prose p+p{margin-top:.8rem}
.prose ul{padding-left:1.3rem;margin:.6rem 0}
.prose li+li{margin-top:.35rem}
.prose .updated{font-size:.9rem;color:var(--muted)}
.callout{background:var(--mint);border-left:6px solid var(--green);border-radius:12px;padding:1rem 1.2rem}
.callout.warn{border-left-color:var(--orange);background:#FDF3EA}

/* forms */
.field{display:flex;flex-direction:column;gap:.25rem;font-weight:700;font-size:.95rem}
.field input,.field select,.field textarea{font:inherit;font-size:1.1rem;font-weight:400;color:var(--ink);background:#fff;border:2px solid var(--line2);border-radius:12px;padding:0 .75rem;min-height:56px;width:100%}
.field textarea{padding:.6rem .75rem;min-height:7rem}
.field input:focus,.field select:focus,.field textarea:focus{border-color:var(--green);outline:3px solid var(--green-soft);outline-offset:0}
.field .err{color:#A3341C;font-weight:700;font-size:.9rem;display:none}
.field.bad input,.field.bad select{border-color:#A3341C}
.field.bad .err{display:block}
.consent{display:flex;gap:.6rem;align-items:flex-start;font-size:.78rem;line-height:1.5;color:var(--ink2);font-weight:400}
.consent input{width:28px;height:28px;flex:none;margin:0;accent-color:var(--green)}
.consent.bad{outline:3px solid #F3B4A6;border-radius:8px}
.hp{position:absolute!important;left:-9999px!important;width:1px;height:1px;overflow:hidden}
.form-msg{border-radius:12px;padding:.8rem 1rem;font-weight:700}
.form-msg.ok{background:var(--green-soft);color:var(--green)}
.form-msg.bad{background:#FBE6E0;color:#8A2A14}

/* check-my-options flow */
.flow{background:var(--mint);min-height:70vh;padding:2rem 0 3rem}
.flow-card{max-width:620px;margin:0 auto;background:#fff;border-radius:24px;box-shadow:0 14px 40px rgba(16,38,42,.10);padding:1.6rem;display:flex;flex-direction:column;gap:1.1rem}
@media (max-width:700px){.flow{padding:0 0 2rem;background:#fff}.flow-card{box-shadow:none;border-radius:0;padding:1.1rem 1rem}}
.progress{display:flex;flex-direction:column;gap:.35rem}
.progress p{font-weight:700;color:var(--green);font-size:.95rem}
.bar{height:10px;border-radius:5px;background:var(--green-soft)}
.bar i{display:block;height:10px;border-radius:5px;background:var(--green);transition:width .3s}
.choices{display:flex;flex-direction:column;gap:.55rem}
.choices.two{display:grid;grid-template-columns:repeat(2,minmax(0,1fr))}
.choice{font:inherit;font-size:1.08rem;text-align:left;background:#fff;color:var(--ink);border:2px solid var(--line2);border-radius:14px;padding:.4rem 1rem;min-height:62px;cursor:pointer;line-height:1.25}
.choices.two .choice{text-align:center}
.choice:hover{border-color:var(--green)}
.choice[aria-pressed=true]{font-weight:700;background:var(--green-soft);border:3px solid var(--green)}
.flow-nav{display:flex;justify-content:space-between;align-items:center;gap:.6rem}
.linkbtn{font:inherit;font-weight:700;color:var(--green);background:none;border:0;min-height:48px;cursor:pointer;padding:0;font-size:1rem}
.step[hidden]{display:none}
.result-call{background:var(--green);color:#fff;text-decoration:none;border-radius:20px;min-height:110px;display:flex;flex-direction:column;align-items:center;justify-content:center;gap:.2rem}
.result-call:hover{background:var(--green-dk);color:#fff}
.result-call small{font-size:.95rem;color:#D7E8E3}
.result-call b{font-family:var(--head);font-size:1.7rem;font-weight:800}
.result-box{background:var(--mint);border-radius:16px;padding:1rem 1.1rem;display:flex;flex-direction:column;gap:.3rem}

/* mobile sticky call */
.sticky-call{display:none}
@media (max-width:700px){
  .sticky-call{display:flex;position:fixed;left:0;right:0;bottom:0;z-index:20;background:#fff;border-top:2px solid #E1E8E6;padding:.5rem .7rem calc(.5rem + env(safe-area-inset-bottom))}
  .sticky-call a{flex:1;min-height:58px;border-radius:14px}
  body.has-sticky{padding-bottom:84px}
}

/* footer */
.site-footer{background:var(--ink);color:#D2DEDB;font-size:.9rem;padding:2.6rem 0 2rem}
.site-footer a{color:#D2DEDB}.site-footer a:hover{color:#fff}
.foot-cols{display:flex;flex-wrap:wrap;gap:2.4rem;justify-content:space-between}
.foot-col{display:flex;flex-direction:column;gap:.4rem}
.foot-col b{color:#fff}
.foot-brand{font-family:var(--head);font-size:1.4rem;font-weight:800;color:#fff}
.foot-legal{margin-top:1.6rem;font-size:.75rem;line-height:1.6;color:#B9CCC8;border-top:1px solid #2B4447;padding-top:1.1rem}
.foot-legal p+p{margin-top:.5rem}

@media print{.topbar,.site-header nav,.tools,.sticky-call,.callband{display:none}}
@media (prefers-reduced-motion:reduce){*{transition:none!important}}
@media (min-width:901px){.site-header .nav{order:2}.site-header .tools{order:3}}